There is much to consider and plenty to research. Firstly you need to work out how much you can borrow. This is where our services will really help you. Make sure you have an accurate and detailed budget that takes into account all expenses associated with purchasing a property including stamp duty, council rates and other fees. We can help you identify these extra costs. There are various budgeting tools available, contact us for details.
Some first home owners forget to budget for things they haven’t been used to paying for themselves like electricity, water and other utilities and for items such as insurances.
Budget for maintenance and even simple things like moving costs, stocking up the fridge and pantry for the first time – many of the things we take for granted when living at home.
Avoid disappointment, ask us what price range you can afford to purchase your own home. Then you’ll have information to target those properties that match your circumstances. When you identify property you’d like to make an offer on, talk to us first, we can provide property reports to help with negotiating purchase price and terms. Where here to help you.
First home owner concessions
There are various concessions from government and sometimes lenders, which can save you thousands. The benefits and eligibility can be confusing, and can vary depending on the state you are purchasing in. The benefits can be significant and save you many thousands of dollars! Call us to discuss to hear what benefits are available to you.